180
days
IN Pay will give you a credit limit of up to four months’ salary. The exact offer depends on your income and obligations.
If you don’t want to use credit, choose a debit credit card. Transfer the relevant amount from your settlement account to your IN Pay account to make your purchases. It’s as simple as a card payment. And you’ll earn cash back either way!
If you use your credit limit to make payments in the current month, you don’t have to pay a service fee for that.
On the payment date, it’s up to you to decide whether to repay the full amount or make a minimum refund (3% of the amount spent plus service fees).
If you decide to repay after the payment date, interest will accrue on the amount. The IN Pay Standard interest rate is from 18% per annum; that is, 1.5 euros per month on 100 euros.
Choose a card that suits your lifestyle